Why do I only have two days to fund my structured deposit in the event of a rate change? January 17, 2023 13:44 Updated This is a requirement of Barclays Bank Plc. Related articles How does FSCS protection work if I already hold a current or savings account direct with Barclays? What is a structured deposit? What is my return from the structured deposit? When will my structured deposit bonus be paid? What does “IBR” on my transactions list mean?