Your return is comprised of two components;
1) The fixed rate of interest offered by the product. This works in the same way as with other fixed rate products available at Raisin UK. The fixed rate is guaranteed and is by far the largest component of your return.
2) A potential bonus. This bonus is linked to the performance of the FTSE 100 Index. When your product nears maturity, if the level of the FTSE 100 Index is above the level of the FTSE 100 Index on your product's start date, you will receive the bonus. If the level is below your product's starting level, you will not receive the bonus.