An Authorised Push Payment (APP) Fraud occurs when fraudsters deceive you into authorising a payment to them. This type of scam often involves manipulation and impersonation, making it difficult to detect.
Common examples include:
- Impersonation scams: Fraudsters pose as trusted entities like banks, government agencies, or companies such as Raisin UK.
- Investment scams: Offering fake investment opportunities promising high returns.
- Invoice or payment fraud: Pretending to be a supplier or service provider asking for payment.
What should I do if I become a victim of APP Fraud?
If you suspect you’ve fallen victim to APP fraud, follow these steps immediately:
- Write to Raisin UK: Send an email to service@raisin.co.uk, ensuring you include 'APP Fraud' in the subject line. Provide as much detail as possible, including the transaction date, amount, and any relevant correspondence with the fraudster.
- Report to Action Fraud: Notify the UK’s national fraud reporting centre at www.actionfraud.police.uk or by calling 0300 123 2040.
For further information about APP Fraud, see here.