To apply for savings accounts through our marketplace, you need to register for a Raisin UK Account. When you register with for a Raisin UK Account, you also apply for a transactional account with Starling Bank. Once your Raisin UK Account application is approved, you can apply for and open savings accounts.
All you need to do is to log into your Raisin UK Account, visit ‘Our marketplace’ and find the savings account that you want to apply for. Then click ‘Open account’, enter the amount that you want to deposit and transfer that full deposit amount to your Raisin UK Account in as many transactions as you need. When your full deposit amount is available in your Raisin UK Account, your application will be reviewed.
Some of our customers have informed us that their bank or building society displays a Confirmation of Payee (fraud warning) message or blocks transfers to their Raisin UK Account. Before transferring larger deposits, we recommend initially transferring a small amount to validate your Raisin UK Account, such as £1, and confirming that this amount is available in your Raisin UK Account (within 24 hours).
Please be aware that it can take up to two business days from when your full deposit amount is available in your Raisin UK Account until your savings account opens and begins accruing interest or profit.