The Make Good policy ensures that your capital is protected and you won’t incur any losses on your savings. If your Sharia-compliant savings account experiences a loss, the policy guarantees that you will be compensated for the shortfall. However, opting into this policy means your account will no longer be fully Sharia-compliant, as it contradicts the principle of risk-sharing inherent in Sharia banking, which prohibits guaranteed returns. This protection applies automatically when you open a Sharia-compliant account through Raisin UK, but you can choose not to participate in the policy to maintain full Sharia compliance.